EDIT: What I would do is sign up for Eusoh pet sharing, it is not insurance. Minnesota pet insurance costs with $5,000 annual maximum coverage. 14. 15. 2021 - 12. The cost of pet insurance. On the other hand, Pawp Pet Insurance has an A+ rating from the Better Business Bureau (BBB). Typical choices are 70%, 80% or 90% reimbursement. Like Petplan, Embrace Pet Insurance can cover up to 90% of vet expenses. Spot’s plans start at $10 for accident-only and $16 for accident and illness coverage. 8/5Our top picks for best pet insurance of November 2023. Quick. Healthy Paws Pet Insurance. Save time and money by speaking with a licensed veterinarian from the comfort of your home, without leaving your pet’s side. Helping pet owners and veterinarians understand how pet insurance works and the strategic role it can play in helping pay for a pet's healthcare expenses. By FlexOffers Team Updated on April 4, 2016. Based on our review, the best dog insurance plans of 2023 are offered by: Lemonade, Healthy Paws, Pets Best, Figo, Spot, Embrace, Paw Protect, Care Plus, Pumpkin, and Fetch ( skip ahead to view. The Essential Wellness plan covers the following: When looking for a dog insurance for older dogs, Petplan is a good choice because of the complete coverage options they offer. Work-from-home opportunities. Here are the top eight pet insurance providers available to pet parents in Florida:The benefit of pet insurance is to help cover the costs associated with a major procedure or medical treatment. The service is a community pet coverage system that pays out their customers’ veterinary costs using funds gathered by their own community of pet owners. Pets Best has the cheapest pet insurance policies at $40 monthly on average for $5,000 annual coverage for dogs, based on Forbes Advisor analysis. “The reimbursement percentage you. ER and specialist care. 30. Adverse risk selection - Pet edition "A year after launching, Eusoh increased the subscription fee to $17/mo and by June 2020, the average monthly cost members were paying to support each other was $40" bit. Best for fast reimbursement: Healthy Paws Pet Insurance. Eusoh often charges a one-time, refundable deposit to set up your account. , Inc, is one of the most popular non-life insurance providers in the country. Allianz Assistance. All plans cover alternative therapies and hereditary conditions. Pets Best offers accident-and-illness plans as well as an accident-only plan, and pet owners have the option to customize. They provide coverage for up to 6 pets for a monthly cost of $19. Coverager - Insurance news and insights — Eusoh is discontinuing its pet care product. AKC Pet Insurance Wellness & Preventative Plans. 00. Then have your first visit to discuss your pet's short- and. 15. Pet insurance discount & reimbursement up to $100/month. There are two main types: annual cover and per condition per year cover. Account & Billing . See moreEusoh offers a unique pet insurance alternative that might be a great fit for some pet parents. We think Healthy Paws’ prices are. 1. Community health plans like the one offered by Eusoh allow you to pay a monthly membership fee to share the cost of. Plus, you get a 10 percent discount on other Banfield services and products. Eusoh Review: An Alternative to Pet Insurance. 2023 Best Pet Insurance Winner. Keep in mind, members should budget $65 per month per pet. Like most of the pet insurance companies, you can customize your Fetch premium price by selecting your limits. The Best Alternative to Insurance - Cooperative Pet Health Plan by Eusoh. Eusoh isn’t really pet insurance at all! Instead, it is a community-based costs-sharing model that aims to pick up. While accident and illness coverage account for 98% of conventional pet insurance policies, Eusoh | Pet Insurance offers a comprehensive wellness plan that even covers. If this is the cover your pet might need, ensure you choose a lifetime insurance policy such as Petplan’s Covered For Life plan. It's A Community Health Sharing Plan That Reimburses You For Your Pet's Medical. URL: PetFirst affiliate program. Healthy Paws. It covers (reimburses) the costs of treating unexpected injuries and illnesses, so you don’t have to worry as much about expensive vet bills. The average cost of pet insurance for a dog is $300 per year for $5,000 in annual coverage and $420 per year for unlimited coverage, according to a Forbes Advisor analysis of pet insurance costs. French bulldog. Petplan Reviews: A Comprehensive Look at the Pet Insurance CompanyPetplan is a well-known and reputable pet insurance company that has been serving. Compare our picks of the best UK pet insurance providers of 2023. The 8 Best Pet Insurance Companies for November 2023. The pet insurer will pay the vet the remaining $1,200. Eusoh does not operate. Unlike human health insurance, you can use. Lemonade pet insurance. Entry Age: 3 months to 7 years* Exit Age: 6 years to 10 years. Eusoh is a community-based pet insurer that offers more coverage than standard insurance policies with the option of joining groups and helping to fund each other’s veterinary costs. Pet insurance is health insurance that pays a portion of your pet's medical bills based on your coverage. Eusoh: Revolutionizing the Insurance Industry with Public Opinions and ExperiencesThe insurance industry is an essential part of our lives, providi. On average, according to Eusoh’s website, if you switch to Eusoh, you can save approximately 70 percent on pet insurance. Our analysis found that the average cost to insure a cat. 8 minute read. Lifetime cover dog insurance. Helping pet owners and veterinarians understand how pet insurance works and the strategic role it can play in helping pay for a pet's healthcare expenses. However, you should keep in mind that costs can vary from month to month based on group activity. 8 weeks to 8 years. The world’s only provider to pay vet bills in real-time at checkout — no waiting, no worries. Petplan is the commercial name for Petplan Iberica S. PetsPlusUs Pet Insurance stands apart through exclusive member discounts via. A policy that provides $5,000 in coverage costs, on average, $19. This search for budget-friendly yet comprehensive solutions has given rise to community-based pet health plans, which aim to address the pressing concern of escalating pet No matter your Optimum Wellness plan, you’ll receive discounts on Banfield services not covered by your plan. The Wellness Rewards plan is designed to save you about $25 on care per year, as long as you use your entire reimbursement allowance. The annual “out of pocket” is $250. You take care of your pet. Dog Insurance; Cat Insurance; Pre-Existing Conditions; Pet Wellness; Compare Plans; Activate Coverage;Summary of Money’s Best Pet Insurance Companies of November 2023. Theft/Loss/Straying Cover. Insurers. 7 minute read. Healthy Paws Pet Insurance offers three deductible options: $100, $250, and $500. 24/7 vet chat means you get advice when you need it. Eusoh is a great pet insurance company for those looking for comprehensive coverage. The price is always fixed and doesn’t increase over time, unlike insurance premiums that come with regular pet insurance products. The average monthly cost of pet insurance in Texas is: $22. CAT INSURANCE. Covers the veterinarian office visit fee for illness and accidents. And then you have to deal with the crap that some insurance companies won’t insure cats with pre-existing health conditions. ASPCA’s pet insurance plan will. Trupanion Pet Insurance: Best for Out-of-Pocket Costs. Fast direct deposit reimbursements. Pros. @GalenDShaffer. They denied my claim because a couple of years earlier, my dog had eczema, and we were given some medication. Malayan Pet Care Insurance. PetFirst is a carrier that provides simple and straightforward, accessible and affordable pet insurance for budget pet owners. Eusoh | Pet Insurance’s returns for services rendered are based on national average pricing, plus a variance to account for differences in pricing across the country. For an adult Golden Retriever in Newark, New Jersey pet insurance costs $43 to $100/mo . Get a constantly updating feed of breaking news, fun stories, pics, memes, and videos just for you. Basics of Pet Insurance (112) Embrace (17) Eusoh (1) Fetch/Petplan (27) Healthy Paws (5) Metlife/Petfirst (3) Nationwide/VPI (14) Pawp (1) Pet Health Tips (43) Pets Best (10). Figo Pet Insurance: Best for 100% Reimbursement. 7 per month. It goes up to $36. The average monthly cost of dog insurance is $42 across the top pet insurance companies. The Best Alternative to Insurance - Cooperative Pet Health Plan by Eusoh. The first and second tables list Best Buy policies, based on our expert analysis of 116 cat and 132 dog lifetime policies. Most providers will want to know of any health problems your pet. Written to be a relaxed weekend read, and only as a basis to open the conversation, Dr. Dean Insurance Agency. Compare our top 5 choices for best pet insurance. $30. 30. View our ratings and. Compared to pet insurance, Eusoh is less flexible, with a pre-determined deductible, annual limit, reimbursement rate. In 2018, Eusoh started an innovative alternative to Pet Health Insurance - a community membership that shared one another's pet healthcare expenses. Eusoh offers a pet insurance alternative that brings together like-minded pet owners to share costs, meaning there are no monthly “premiums” and often fewer. Both have a reimbursement percentage of 90 and annual limits ranging from $2,500 to $20,000 and annual deductibles from $100 – $500. First pet insurance company to offer a diminishing deductible. The Stock Dork — Eusoh Review: The Pet. Luckily, there's another solution for pets with pre-existing conditions. Here’s everything you need to know about different dog insurance policies to ensure you’re properly protected from end-to-end: Types of insurance for dogs. Most reviewers report excellent customer service and say that reimbursement requests are paid quickly. 99%. Eusoh is not pet insurance, but it functions similarly; coverage for treatments is funded not by the company but through a peer-to-peer cost-sharing model. Eusoh | Pet Insurance’s returns for services rendered are based on national average pricing, plus a variance to account for differences in pricing across the country. At the time of publishing, prices start below $20 per month. Get my quote. Best for Preventative Service Coverage: Banfield Pet Hospital. Vitamins, supplements, and more. Nationwide Dog Insurance. It looks the most like pet insurance and has a monthly cap on contributions by. Dog insurance plans cover the costs that come with unexpected accidents or illnesses. How it works. In August, Eusoh Founder and CEO, Allen Kamrava, sent out a letter to members and affiliates that the company would be. This can make it easier to get your veterinarian’s. Everypaw pet insurance only offers lifetime insurance, which is the best type for most pet owners, with a range of options available depending on your needs. The commission can range from $1. 61 for a 10-year-old cat; $41. Pawp’s Pet Health Coverage Plan costs a flat monthly fee of $24. With Petsecure, you can rest easy knowing your cat can access top-of-the-line-care. Surgeries for tumor removal may cost up to $6,000. What does dog insurance do? Like your health insurance or car insurance, pet insurance is a safety net to give you peace of mind, but you hope you never have to use it. Prices may be lower or higher for different coverage options. Aug 24, 2018 - The beloved Tompkins Square Halloween Dog Parade has been canceled this year, much to the distress of the thousands of attendees. As an industry expert, The Insurance Surgery evaluates all insurance providers and finds the best underwriting rules for each medical condition, dangerous occupation, or extreme sport. $71. Pets Best. 47 for cats, compared. If you receive a veterinary bill for $1,200 that is eligible for repayment under the terms and conditions of your plan, you will likely be responsible for the first $200 and 20% of the remaining. We first covered the California-based startup in June 2018. We’re committed to providing the best long-term value, with fair prices and total transparency to ensure your pet has access to the care they need for life. Homeowners & renters pet insurance. Annual limits are either $10,000, $14,000 or $22,000 with a choice of deductibles from $50 to $200 according to the specific policy. The average cost of comprehensive insurance for one dog is $53 per month, or $640 a year. Eusoh, a comprehensive accident, illness and wellness community health sharing plan for dogs and cats, found that its telehealth partnership with First Vet, an online video veterinary service, became more popular during the pandemic because of the increase in pet adoptions, said Joe Cayetano, marketing director for Eusoh. The biggest thing was that unlike insurance, they didn't appear to raise. You take amazing care of your pet. £40 to £155 Amazon voucher. Deductibles are affordable. Prices may be lower or higher for different coverage options. 15. Visit any licensed vet in US or Canada. Learn More. Download the MOBILE agent App. As devoted pet owners, it is comforting to know this policy covers up to 70% of vet. The company lets you choose between an annual and a per-condition deductible and offers deductible amounts in $50. Pet insurance can help cover vet costs for illnesses, accidents, or emergency care for dogs, cats, and other pets. Trupanion: Best For Direct Payments To Vets. Kamrava, a dual certified surgeon, recognized as a Top Doctor in his field, explores the Patient-Doctor. The price supposedly doesn't rise much and is the same no matter the age of the dog. NerdWallet rating. Try The App For Free Pawp Home. After gathering quotes from 10 top pet insurance providers, we found that pet insurance costs $23 to $48 per month for an adult dog and $15 to $24 for an adult cat. Chippin Review. Additionally, if traveling as a family, children under 2 years old will be insured completely free of charge. Pet Insurance: A policy purchased by the owner of a pet that will lessen the overall costs if expensive medical bills are incurred by that pet. Go to Eusoh. Best for wide-ranging coverage : Pumpkin Pet Insurance. We cover dental treatment related to new accidents and illnesses that affect the teeth and/or gums. Nationwide, also tied at No. In addition, Eusoh reports that its average member pays $41 per month for dog and $24 per month for cat coverage, exclusive of co-pays. 25%. Note that the price is the same no matter your cat’s or dog’s age, breed, size, underlying conditions, or location. Learn more about making changes to your Pawp membership and Pet Profile. No matter your Optimum Wellness plan, you’ll receive discounts on Banfield services not covered by your plan. Petaluma Review. 2. With Eusoh. ASPCA Pet Health Insurance. Pet life insurance policies are typically very expensive. [1] 51% of our customers were quoted less than £11. The Best Alternative to Insurance - Cooperative Pet Health Plan by Eusoh. Basics of Pet Insurance (112) Embrace (17) Eusoh (1) Fetch/Petplan (27) Healthy Paws (5) Metlife/Petfirst (3) Nationwide/VPI (14) Pawp (1)4. 3 Average monthly premiums by dog breed according to MoneySuperMarket data from September. PetAssure is a veterinary discount program, not insurance. Kittens. The younger your cat is when you enroll, the lower your monthly. 04 for a 5-year-old cat, and $60. compare pet insurance quotes, comparing pet insurance plans, 10 best pet insurance companies, pet insurance cost comparison, pet insurance comparison quotes, compare dog insurance quotes, pet insurance price comparison, pet insurance for dogs comparison Whether one has become fully. 62 for dogs and $28. If you’d also recommend to your audience pet insurance that’s ethical, than this one might be your best bet since $2 of all payments that this company gets every month go to a pet charity. Dog liability insurance. Illness and injury treatments can cost pet owners hundreds to thousands of dollars. This means a commission can be earned even without having people actually buying the insurance. Part of having pet insurance coverage is paying the monthly premium. We would like to show you a description here but the site won’t allow us. Pets Best: Most Suitable For Treatment Of. Pumpkin - Best Pet Insurance for Puppies and Kittens. Dutch Review. The title to the article. Synchrony Partners With Pawlicy Advisor To Offer First-Of-Its-Kind Pet Healthcare Financing Option. You can read it before making a purchase. 55. Eusoh: Eusoh costs $250 per pet per year to join and there are no pet age restrictions. See Forbes Advisor’s ratings of the best pet insurance plans. Eusoh – Pet Insurance Affiliate Program. According to a Forbes Advisor analysis, the average cost of pet insurance for dogs is $44 per month based on a policy of $5,000 annual coverage, a $250 deductible and an $80% reimbursement level. Figo offers a 100% reimbursement choice. On average, according to Eusoh’s website, if you switch to Eusoh, you can save approximately 70 percent on pet insurance. In its function, it was highly successful, but struggled with profitability. Coverage and Pricing. 25 for cats. Nationwide. . F: B-90. Each member pays a monthly subscription fee (currently $17) and maintains a deposit ($48). News • May 17, 2021. Conclusion: Dog Liability Insurance. Go to Petplan. Access to vetfone™ on 0800 980 5583 - a freephone 24 hour helpline. Eusoh is another pet insurance alternative that lets pet parents share vet expenses. For example, the plan with a $250 annual allowance costs $18. Key Features. They built a subscription, community-based pet health plan that reimburses for medical,. Eusoh's Community Plans provide the simplest and most cost-effective way to protect your pet. Pet Health Plans: Eusoh and Lemonade Compared The landscape of pet insurance is undergoing a transformative shift, with pet owners seeking more affordable and innovative alternatives to traditional coverage models. , broken bones, swallowing something) Illnesses (not pre-existing) Dental issues. 1Claims data from Sept 2022 to Feb 2023. Embrace’s accident-and-illness policies offer deductibles ranging from $100 to $1,000, and reimbursement rates up to 90%. In-Depth Eusoh Review 2023. Feather – dog liability insurance (20 million cover) and pet health insurance, all in English and all digital. Eusoh (pronounced you-so) is an affordable, cooperative pet health plan that uses the power of community to help pet parents manage veterinary bills. Jul 31, 2018 - Learn how to raise healthy, happy pets by understanding dog and cat behavior and providing what they need to thrive in a home environment. Start a new quote Go to your account. The average cost to insure a dog ranges from $26. * Association of British Insurers study, looking at 1,029,000 pet insurance claims filed in 2021. My dog’s first cancer diagnosis/2 surgeries /follow-up cost about $15,000 or so total. $69. 48%. In a nutshell: Eusoh is a community pet coverage plan that provides a simple, safe, and transparent way for pet owners to share veterinary. The Best Alternative to Insurance - Cooperative Pet Health Plan by Eusoh. Manage your account online 24/7. When a State Farm customer's 6 month old puppy named Bulldozer received treatment for a bacterial pneumonia infection, Trupanion paid over $41,000 – ultimately making it possible to save his life. Eusoh: Overall Best Pet Insurance Company, Editor’s Pick. A well-established pet insurance company, PetsPlusUs enters its 10th year in 2023. When it comes to insuring your furry friend in Australia, you have several options to choose from. VPI Pet Insurance is more expensive than competitor companies. Parasite prevention: flea, tick, heartwormu000b. 6-$25 per lead or up to $152 per sale. 5 million. Esurance. Moreover, your Eusoh membership has some coverages, including: $8,500 annual limit. CarePlus by Chewy offers pet wellness plans and pet insurance for accidents and illnesses. 56 per month in September 2023 for their dog insurance based on the. In this comparison we look at dozens of pet insurance policies offered by Trupanion, RSPCA, Pet Insurance Australia, Kogan, Budget Direct and more. Einhorn Insurance Agency. The Jet2 Insurance affiliate program offers holiday insurance for the perfect travel essential wherever travelers decide to go, whether it’s for peace of mind in Spain, the Caribbean, or the Maldives. Trupanion pet insurance costs an average of $60 per month for a policy with unlimited annual coverage and a 90% reimbursement level. 74 for a 10-year-old dog. $48. September 21, 2022 by Collins. Paw Protect pet insurance costs an average of $50 per month, according to a Forbes Advisor analysis. Eusoh is a community-based pet insurer that offers more coverage than standard insurance policies with the option of joining groups and helping to fund each other’s veterinary costs. dogs' annual policy terms between 1. Eusoh provides pet healthcare coverage for injuries, illnesses, and so on, similar to the traditional pet insurance companies but at a fraction of the price – 65% less, to be precise. Get pet insurance quotes. Routine health check-upsu000b. Now might also be a good time to check out a pet insurance policy that offers coverage for the routine care puppies require like vaccines and neutering,. Lifetime cover is the most comprehensive pet insurance on the market and pays out for ongoing issues your pet may have throughout its lifetime. Meanwhile, Phoenix pet owners will pay $26. 5. The dog health insurance plan pays on your actual veterinary bill and covers new injuries and illnesses, emergencies, genetic conditions and much more. And you have the pics, videos and holiday cards to prove it. I’m looking to get pet insurance for my cats, and while doing some preliminary research, I came across Eusoh. comCompare 24 Petwatch and Eusoh, two popular pet insurance providers for dogs, in terms of coverage, pricing, and customer reviews. Pet Insurance plans are underwritten by United States Fire Insurance Company (NAIC#21113. Kittens. It is sharing like christian health sharing for humans. Cats and dogs can get sick or sustain injuries for any number of reasons. Hyperthyroidism. 15%. So, if you can afford the $500 annual deductible, go for it, as this will save you money on your monthly premium payment. This isn't including the vet. Healthy Paws Complete Coverage. There is a new affordable way to reduce your vet bills, except for traditional insurance. Our mission is to ensure happier, healthier lives for your pets and peace of mind for you by providing the most comprehensive pet insurance coverage in one simple plan. We never limit the amount we pay out, so your pet can always get the best care. Your monthly payment is a minimum of $17 per month, with a maximum fee of $65. Try 1 month of Pawp free. 15. 34 per month for dogs, and $32. 24/7 Licensed Vet Chat. With Eusoh, rather than paying a set premium to an insurance company, pet owners only pay for their community’s actual care costs. 2 in our Best Pet Insurance Companies of 2023 rating. « July 2010 | Main | September 2010 » August 2010Aug 27, 2018 - The cruise line is the latest company in the travel industry to take a stand against emotional support animals. Contrast that to insurance where I can go get a quote on a new puppy that is say 40 dollars and my 14 year old dog that is 150 a. I needed to take my Doberman, who is 6 years old, to the vet because he needed treatment for an ear infection. News Breaking News The latest from Vidium, MWI, NaVetor, Diabetes PetCare Alliance, Dechra, Wedgewood, Cornell and AAHA. (the most recent data available). S. This program offers a 30-day cookie. S. For puppy plans, you’ll get 5% or 10%. In conclusion, both Embrace and Pet Assure offer valuable options for pet insurance for dogs. Included with all plans. Underwriters: American Pet Insurance Company & Independence American Insurance Company (California only) A. 15. 68 in Los Angeles, and $17. Prices may be lower or higher for different coverage options. Make an informed decision for your furry friend's insurance needs. Patrik Holmboe. Figo - Best Pet Insurance for Reimbursement Options. Dental care: professional cleanings and at-home dental careu000b. Pawp puts a 24/7 team of veterinary doctors & nurses in your back pocket. The cost of pet insurance. Eusoh offers a unique pet insurance alternative that might be a great fit for some pet parents. A 2-year-old domestic shorthair cat residing in New York City would cost $30. Peppermint's Lite plan is a stripped-down option, offering $1,500 in accident coverage for. The Wellness Reward program is offered at a. First pet insurance company to offer a diminishing deductible. For instance, Pets Best has a three-day waiting period for accidents, whereas, with Embrace, the waiting period is only 48 hours. 51% of consumers were quoted premiums of £9. If I paid that for 3 years, it would cost slightly more than the $3,400 I shelled out for the worst 2 months of their lives. Granted, most pet owners need a bit more convincing to try out this pet insurance because of its unique structure. I did this because it seemed like a decent deal as they cover preventive visits when most don't and they seemed to pay claims with relatively little hassle. 28%. * The Massachusetts average savings listed above refer to the difference in annual premiums for a 1-year-old pet vs a 5-year-old pet, and are based on an 80% reimbursement rate, unlimited coverage, with a $500 deductible. Embrace: Popular For Affordable, Basic Coverage. So, if you can afford the $500 annual deductible, go for it, as this will save you money on your monthly premium payment. If your pet gets injured or falls ill, pet health insurance can help you cover expensive vet bills. Insure your pet to protect them from the unexpected. Valvular heart disease or murmur. 24 Petwatch Vs Hartville. Best Pet Wellness Plans of 2022. 99/mo. 3. Some major employers even offer pet insurance to their employees. Figo. Pet insurance companies typically cover dental issues under traditional accident/illness plans, so you won’t have to buy a dental insurance add-on. This may be covered up to a certain amount under renters or homeowners insurance. Embrace, Figo and Pets Best top our list of the best pet insurance companies. Shop dog insurance plans that cover wellness, illnesses, accidents, and more. Massachusetts pet insurance costs with unlimited annual maximum coverage. See how Spot plans stack up against those of other pet insurance providers. A flexible plan, fully customized to your budget and pet. I also have been writing and podcasting about the pet insurance industry for about 15 years. com, you can select between a cover level of at least £1,000, £2,000, £3,000 or £4,000 - giving you real flexibility over your pet's cover. On average, the monthly cost of pet insurance is $47 for dogs and $29 for cats. We recommend Healthy Paws pet insurance to pet owners in need of one straightforward plan to cover all of their pets’ unexpected vet needs. Dog insurance is less complex than people's insurance, with simple policies, easy comparison, free quotes, and fast, secure online purchasing. Eusoh Eusoh uses the power of technology and peer-to-peer sharing to create a new, simple, and affordable approach to how we care for our pets. ACTIVATE AKC 30-DAY OFFER. Eusoh does things a little bit differently. Petsecure’s cat insurance plans take the financial stress out of the equation and help get your cat right back to their. From everyday illnesses to emergency accidents, the costs of vet care can really add up over a lifetime. In addition, policyholders can. 3. 22 for a 5-year-old dog, and $129. 1 pet insurer - which is why we recommend them. That’s because they’re a crowd-funded pet insurance provider. If you’re looking to customize your policy, Petplan is the best option. Best for quick. Talk to someone you can trust, anytime. Here at Confused. Civil liability insurance for dogs costs between €25 and €30 per year; around €50 for potentially dangerous breeds of dog, such as pit bulls, American. How much does pet. Eusoh is not a traditional pet insurance company; instead, it is a community-based cost-share program to aid pet parents with vet bills . 3. I. Get a Quote | Pet Insurance 101 |. Staffordshire bull terrier. If you have a pet, you know the importance of keeping it healthy and happy.